It happens when theimmune systemattacks healthy cells and causesinflammation.
While there is no cure for RA, treatment options are available to relieve symptoms and improve life.
Read on to learn about rheumatoid arthritis and the best insurance coverage options for people with RA.
MoMo Productions / Getty Images
MoMo Productions / Getty Images
Types of Insurance
Not all healthcare insurance plans are the same.
There are different types, each with its own advantages and disadvantages.
One differentiation from traditional insurance plans is called a high-deductible health plan, orHDHP.
This is different for everyone.
However, there are some factors people with RA should consider.
A high-deductible health plan can make it difficult to afford the costs before the plan begins to pay.
What to Expect
Choosing a health insurance plan is an important, personal decision.
Summary
Rheumatoid arthritis is a long-term health condition that requires ongoing treatment.
This can result in high healthcare expenses even with health insurance.
These factors can impact how much a person with RA pays out-of-pocket for care each year.
Choosing the right health insurance plan to fit individual needs and preferences can help.
If you or someone you know is experiencing RA, support is available.
It is possible to get insurance coverage to assist with costs and receive care and treatment.
Frequently Asked Questions
Medicare does cover costs associated with rheumatoid arthritis, including treatment options.
However, that does not mean there are no out-of-pocket expenses.
Anyone concerned about expenses should check their plan for details as there are different types of Medicare coverage.
Some rheumatoid arthritis treatment options can be expensive, but not all of them are.
Additionally, financial assistance is available.
Everyone is different and has different needs and preferences.
Anyone considering purchasing an insurance plan should learn about the differences and what they do and do not cover.
U.S. Department of Health and Human Services.High deductible health plan (HDHP).
U.S. Department of Health and Human Services.Health insurance plan and internet types: HMOs, PPOs, and more.
U.S. Department of Health and Human Services.Coverage for pre-existing conditions.
Press VG, Gerald JK.High-deductible health plans make the chronically ill pay more for less.Annals ATS.
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