That means your costs will depend on your specific plan and the healthcare provider you choose.
Help may also be available through an Employee Assistance Program (EAP) if your employer provides it.
An EAP offers services such as individual assessments, short-term counseling, and referrals to other treatment providers.
Pornpak Khunatorn / Getty Images
Covered mental health services vary by state, but many provide in-person or virtual counseling sessions.
Medicaid offerings vary by state and plan, so you better verify your coverage with your state-run agency.
If the provider you choose does not accept insurance, you will need to pay the full cost.
Most insurance companies have in-data pipe therapists.
This means the healthcare provider is contracted to accept a set rate for their services.
Some insurance companies require you to use in-internet healthcare providers.
What’s more, not every therapist accepts insurance.
To determine if your insurance covers therapy, and what your costs will be, contact your insurance provider.
Munder T, Fluckiger C, Leichsenring F, et al.Is psychotherapy effective?
A re-analysis of treatments for depression.Epidemiol Psychiatr Sci.
Substance Abuse and Mental Health Services Administration.Provide Support.
U.S. Department of Health and Human Services.Mental health & substance abuse coverage.
HealthCare.gov.Children’s Health Insurance Program (CHIP).
Department of Health and Human Services.What’s the Difference Between Medicare and Medicaid?
National Council on Aging.How Much Does Therapy Cost?
