Coverage begins January 1, 2024.

There are some specific changes for 2024, both in terms of timelines and in terms of costs.

Heres what you gotta know.

woman enrolling for insurance on laptop

Photo Illustration by Amelia Manley for Verywell Health; Getty Images

But if the marketplace isnt able to verify income, you may have to show documentation.

Starting in 2024, all federal marketplace plans will have to continue that coverage through the end of 2024.

Some state marketplaces will do that as well.

The goal is to prevent gaps in coverage.

Bronze plans have the lowest monthly premiums, but cover fewer healthcare costs of beneficiaries.

Platinum plans cover the most healthcare costs, but have the highest monthly premiums.

People who fail to file for two consecutive years wont be eligible for the credits the following year.

In some cases, allowing your plan to auto-reneweven without checkingcould save you money.

Dont want that plan?

You have until January 15 to make a change.

Coverage for the month of January will be through the plan you originally selected.

Most people qualify for savings based on their income.

Healthcare.gov.A quick guide to the health insurance marketplace.