How Health Insurance Companies Prevent Adverse Selection

Heres a grossly simplified example. Lets say a health insurance company was selling a health plan membership for $500 per month. Even after paying thedeductible, this insurance is still a great deal. Eric Audras ONOKY / Getty Images In an unregulated health insurance market, health insurance companies would usemedical underwritingto venture to avoid adverse selection. And conversely, insurers with plans that attract healthier enrollees will have to pay into the risk adjustment program....

April 18, 2025 · 3 min · 438 words · Lisa Fisher

How Healthcare Providers Test Your Eye Muscles

Eye muscle testing is done to reveal restricted or abnormal eye movement. Your ophthalmologist may also refer to eye muscle testing as extraocular movement testing or ocular motility testing. Here’s what it’s possible for you to expect at your appointment. shaun / Getty Images How Eye Muscle Testing Is Performed The test itself is simple. They will move the object up and down and side to side in an H-shaped pattern....

April 18, 2025 · 2 min · 286 words · Cynthia Manning

How Healthy Is White Rice for You?

White rice is a grain of rice that has had its husk, bran, and germ removed. Its a highly popular food worldwide because it is inexpensive and provides basic nutrition. This article discusses the health benefits, nutrition facts, and risks of consuming white rice. Ge JiaJun / Getty Images Carbohydrate White rice is considered a refined carbohydrate because it contains low levels ofdietary fiber. Fiber There is less than 1 gram of fiber in a 100 g serving of white rice....

April 18, 2025 · 3 min · 515 words · Kelly Bell

How Heart Disease Is Treated

Get our printable guide for your next doctor’s appointment to help you ask the right questions. Atherosclerotic Disease Atherosclerotic diseasesincludecoronary artery disease, carotid artery disease, and peripheral artery disease. In these cases, treatment will focus on regulating your heartbeat. Verywell / Emily Roberts The goal is to reduce your symptoms as much as possible while balancing medications and other treatment options. Exercise Enough can’t be said about the effectiveness of staying active for heart health....

April 18, 2025 · 4 min · 836 words · Andrew Boyd

How Heart Failure Is Treated

Heart Failure Medications Prescription medications are the most effective treatments for the management of heart failure. These medications often have to be adjusted periodically as the disease progresses. The optimal therapy of heart failure typically requires combining several kinds of medications whenever possible. Theresa Chiechi / Verywell Beta-Blockers Beta-blockersare used for heart failure because they slow down the heart rate. This allows the heart to fill more completely before pumping, providing the body with more blood each heartbeat....

April 18, 2025 · 4 min · 741 words · Jamie Kelley

How Hemorrhoids Are Diagnosed

However, its important to see a healthcare provider to get a proper diagnosis andtreatment. In most cases, hemorrhoids can be easily diagnosed with a history and a physical exam. Self-Checks/At-Home Testing There are two types of hemorrhoids: internal and external. © Verywell, 2018 External hemorrhoids are around the anus and can be seen or felt. A rectal exam is performed quickly and shouldnt cause any significant pain. It may also be necessary to insert a finger inside the anus....

April 18, 2025 · 2 min · 377 words · Dr. Gabrielle Walker

How Hepatitis C Can Cause Anemia

Hepatitis Cis a viral infection affecting the liver due to the hepatitis C virus. Thevirus is spreadthrough contact with the blood of someone who has it. There is no vaccine available to prevent this illness. PixelsEffect / Getty Images However, there are treatment options available that can cure the infection. Treatment for hepatitis C typically consists of antiviral drugs, usually a combination of two or three medications. PixelsEffect / Getty Images...

April 18, 2025 · 2 min · 390 words · Jesse Graham

How Hidradenitis Suppurativa Is Treated

There is an association betweenCrohn’s diseaseand HS, but HS does not lead to Crohn’s disease. It also explains how doctors determine what to prescribe. Symptoms can vary widely, and not everyone experiences the disease in the same way. DermNet / CC BY-NC-ND Doctors make decisions about which treatments to try based on the Hurley staging system. Equally important is adopting habits or making certain changes that lower the risk of flareups....

April 18, 2025 · 4 min · 848 words · Mr. Jeffrey Jackson

How Histrionic Personality Disorder Is Treated

Histrionic personality disorder(HPD) treatment usually begins with psychotherapy. Sometimes medications are prescribed to help with distressing symptoms like depression andanxiety. People with HPD have unstable emotions and a distorted self-image. Verywell / Jessica Olah Therefore, the first step toward getting better is determining that you need help. Psychotherapy can help you learn how to relate to others in more positive ways. The goal of CBT is to help you modify these behaviors and develop coping skills and improved self-esteem....

April 18, 2025 · 1 min · 145 words · Justin Davis

How HIV Is Treated

Thanks to advances in treatment, people withHIVare living longer, healthier lives than ever before. Approximately 57% are able to achieveviral suppressionneeded to stop the disease from progressing. Background HIV infects a bang out of cell called aCD4 T-cell. Gilead Sciences This is the cell that helps launch the bodys immune response. HIV is treated with a combination ofantiretroviral drugs. The drugs work by blocking a stage in thevirus life cycle....

April 18, 2025 · 4 min · 707 words · Jodi Henderson

How HMOs Work

What is an HMO? HMOs usually require referrals from a primary care physician for any form of specialty care. Youll need to follow the steps necessary to receive coverage from the HMO. David P Hall / Getty Images Your relationship with your primary care provider is very important in an HMO. see to it you feel comfortable with them, or make a switch. If you dont choose one, your insurer will assign you one....

April 18, 2025 · 2 min · 353 words · Jordan Knight

How Hodgkin Lymphoma Is Diagnosed

Self-Checks/At-Home Testing There are no at-home tests available when it comes to Hodgkin lymphoma. Physical Examination Most often your general practitioner is the best place to start. Your healthcare provider will start with a physical exam when it comes to diagnosing Hodgkin lymphoma. FatCamera / Getty Images The biopsy will take either a piece or the entire lymph node out. If it is Hodgkin lymphoma, early detection can make more treatment options available to you....

April 18, 2025 · 1 min · 114 words · Larry Welch

How Honey Can Help Heal Wounds

Who Thought of Using Honey on Wounds? Honey has been used since ancient times, from Egypt to China to Greece to the Middle East. It was used to treat sore throats, but also, at times, wounds. William Reavell / Dorling Kindersley / Getty Images Today, it’s used anywhere from San Francisco to Northern Nigeria. However,honeyhasn’t always been recognized as beneficial in wound care. In the past, it was seen as a natural remedy with little value....

April 18, 2025 · 3 min · 552 words · Mathew Wright