Prescription Drug Insurance: What You Need to Know
Large group plans andself-insured plansare not required to cover the ACA’s essential health benefits other thanpreventive care. However, the vast majority of these plans do provide prescription drug coverage. Formularies The formulary is the list of drugs that your health plan will cover. Tom Werner / Getty Images Top-tier drugs tend to be specialty drugs, including injectables andbiologics. For these drugs, the consumer will usually have to pay a coinsurance....