If you take no action, you will simply be re-enrolled with last years coverage.

Too few people actually review their options, according to a newanalysisby the health research group KFF.

The notice outlines any changes in last years plans costs and coverage that will take effect on January 1.

Medicare enrollment

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Cant find the notice?

Its also important to know about several big changes for Medicare in 2025.

This limit applies to deductibles, copayments, and coinsurance for covered drugs but doesnt apply to premiums.

The cap also doesnt apply to drugs not covered by your plan.

In 2025, Part D plans can have a deductible of up to $590.

Ask your drug plan about the Medicare Prescription Payment Plan.

For example, you could spread the cost of a 90-day prescription over three months.

Centers for Medicare and Medicaid Services.Contract year 2025 Medicare Advantage and Part D final rule (CMS-4205-F).

Centers for Medicare and Medicaid Services.Guiding an Improved Dementia Experience model.